Definition: The word "workers compensation" refers to a legal requirement that employers provide employees in certain industries with financial assistance if they are injured or become sick while working at their place of employment. An "insurance company" works like an insurance agent, buying policies for companies and individuals who are covered by workers' compensation. The policy will cover the cost of medical treatment, lost wages, and other expenses related to injury or illness that may result from a workplace accident. It also covers any damages resulting from injuries or illnesses caused by carelessness or negligence on the part of employers. The word "insurance" refers to a financial protection provided by an insurer who holds the assets of a company accountable for losses it may incur due to employees' injuries, accidents, or death in the workplace. Insurance companies work hard to ensure that their policies are affordable and effective at providing financial assistance when workers become sick or injured on the job. In summary, "workers compensation" is a legal requirement provided by employers to cover medical expenses, lost wages, and other damages for employees who are injured while working at their place of employment. The insurance policy provides coverage for these costs and covers any damages resulting from injuries or illnesses caused by carelessness or negligence on the part of employers.
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